The National Roofers Union and Employers Joint Health and Welfare Fund (the Fund) was formed in 1999 subject to collective bargaining agreements by and between various local unions of the United Union of Roofers, Waterproofers and Allied Workers and employers in the roofing industry. Due to economies of scale and a mobile workforce, the collective bargaining parties designed the Fund as a “multi-employer” Fund so that workers for the unionized employers in the industry could be covered by one health benefits program.

The Fund is made up of members and their families. Benefits are provided on a self-funded basis. As with all self-funded plans, the National Roofers Union and Employers Joint Health and Welfare Fund operates like an insurance company would, but without the requirement to produce a profit. Every contribution dollar collected by the Fund and every investment dollar earned is spent to benefit members and their families. The Trustees partner with different vendors to help manage the Fund and negotiate discounted medical and prescription drug rates for our members.

If an employer has agreed to participate in the plan, members could be eligible for the benefits associated with the plan.

Benefits of this plan include:

• Medical Benefits
• Prescription Drug Benefit
• Dental Benefits
• Vision Benefits
• Weekly Disability Income Benefits
• Life and Accidental Death and Dismemberment Benefits

For more detailed information about these valuable benefits offered by this Fund, please ask for a copy of the Summary Plan Description from the Fund Office. If you have any questions, please contact the Fund Office for assistance: